Comments on: Federal Judge To Mortgage Companies: Show Paperwork or There is No Mortgage

By: Shorty

Shorty — Thu, 07 Jul 2011 18:28:19 +0000

This is the perfect way to break down this infromatoin.

By: D O

D O — Fri, 17 Dec 2010 17:02:01 +0000

What is a "Nice Offer and Demand"

By: Johnny Utah

Johnny Utah — Mon, 27 Sep 2010 20:19:01 +0000

JP has an organic carrot up his butt……
Nothing on Wall Street is ethical…….
Why should American's lose their homes while trying to play their game ethically?

By: d_liverychic

d_liverychic — Sun, 13 Jun 2010 21:20:37 +0000

So, did you actually get to see and count the money that they supposedly lent you? Your mortgage says you did. There was never any money involved in your house transaction. You actually owned it at closing, then like every other silly bugger you signed it back over to them with out knowing. Check your mortgage papers it will tell you that your lender is your security trustee meaning that if you default the house belongs to them where as you would normally leave it to your kin. You can change that without causing too much fuss. Why should you pay for 30 years if they didn't lend you anything???? Wake up people investigate…..

By: Joan

Joan — Wed, 05 May 2010 09:07:56 +0000

Send the bank a "Nice Offer and Demand" which asks the bank to (within 30 days) provide you with every piece of paper signed at the closing. This would include the "original Note". When it is produced it will be a copy of the original. This is not acceptable in the court. Many debtors have won their case with this demand. The "Note" has the value of the entire mortgage. You gave the note (a security instrument) they signed the back and deposited it into their bank account…then they handed you their "security instrument" for an equal amount. Then they charged you interest for 30 yrs! HELLO???

If you are in Circuit Court and lose take your case to Federal Court as you the Plaintiff. You can file free of charge if you are broke. Over 30 Ohio cases were won this way..And untold nuber of others throughout the USA. Google Judge Rose Ohio Foreclosures..

By: Henry

Henry — Sun, 28 Feb 2010 18:21:32 +0000

we this is a big one the mortgage company forged my income information and went as far as to putting my name and information on a bank statement that did not belong the statement shows that i made a withdraw of $39,0000 and a check that was purchased and my name was put on it the documents also show w2s that were altered to show inflated income i am in fore closer court what can i do about this or who would i call about getting help

By: foreclosures

foreclosures — Sun, 08 Nov 2009 12:19:55 +0000

Think it's a bit much to wipe out debt completely (would be nice)… but perfect scenario for a mandatory loan mod with favorable terms for homeowner…

By: Steve

Steve — Wed, 04 Nov 2009 01:31:25 +0000

Based on the past actions of these banks/service companies I think they deserve what they are getting. Who is going to pay for the damage they (the banks/mortgage industry )have done to all of us and the economy. Maybe its time to teach them a lesson, that greed has its price. I know if I get greedy and spend like there's no tomorrow I will have to eventually pay it back. OverAppraised homes, mortgage fraud, hidden fees are only the begining of what was happening behind the scene's. Has any one ever heard of "karma"

By: Richarcd

Richarcd — Tue, 03 Nov 2009 18:04:47 +0000

Hi, I'm also interested in writing a guest post for your blog, please get back to me on the attached email address

Rich

By: Tony Sena

Tony Sena — Tue, 03 Nov 2009 03:40:07 +0000

I to think it would be unethical for a homeowner to have their mortgage wiped away because their lender cannot produce the original documents. However, I do think it could be used as leverage for the homeowner to get the Lender to work with them on a loan modification.