It is truly amazing the dumb behavior that some people exhibit. A woman in the middle of a contentious divorce attempts to take out a mortgage on the family home and has some impersonate her husband. The husband, very wary that the wife is trying to mess with him, is watching the situation and finds out that the wife is trying to pull a fast one.

The husband learns of the loan, funny how these things show up on a credit report, and presses charges. The wife and imposter show up to get the money and are arrested.

Theresa Palmer, 48, who was arrested Tuesday, showed up in April at the Garden City office of Nations Title Agency of New York to sign papers for the refinancing of the home she shared with her estranged husband on Circle Drive. With her was a man who forged her husband’s signature in order to withdraw money against the loan, said Det. Robert Gally of Nassau police.

Rupert Palmer, filed a lawsuit against his wife in June, seeking $350,000 in damages and asking that the mortgage be canceled.

Nations Title Agency, Fleming Mortgage Services, Florida Capital Bank, Ticor Title Insurance Co. and the notary, Tara Yovino, are also named in the lawsuit for approving the deal without checking for proper identification, said Palmer’s attorney, Stuart Berg of Garden City.

According to the lawsuit, when asked for identification, the impostor said he had forgotten it and asked whether he could fax a copy of it later. Days later, a copy of Rupert Palmer’s driver’s license and Social Security card were faxed to the bank. Soon after, Theresa Palmer received the check for $50,037.74. via  Newsday.com.

How in this day and age a loan officer fail to get identification from the borrower?